in partnership withLocal 12 News
Eric O'Brien is an insurance broker on the weekdays and a professional lacrosse player on the weekends. Guess what? He's pretty good at both. -- Image courtesy of InHealth Mutual
SEE MORE

Meet The Coolest Health Insurance Broker In The World

Here are two occupations you don't hear about often: professional lacrosse players and health insurance brokers.

Get this, though A guy named Eric O'Brien is both.

Health insurance broker during the week and a Chesapeake Bayhawks midfielder by the weekend. That's a mash-up you don't see everyday. Or ever. And, to cap it all off, he's passionate about both endeavors.

If you ask Eric why he plays lacrosse, he'd say, "We're in it because we have passion for the game, a competitive nature, and a desire to grow the game and support our youth. (And for the weekend escape.)"

If you ask him why he brokers insurance, he'd reply, "With changing laws and increased costs, people are looking for help. I have the opportunity to make an impact on people's lives. And I enjoy doing so everyday."

For the average 25-40 year-old shopping around for affordable health insurance, the goal of actually understanding their potential coverage can easily become an elusive target. That's where Eric comes in.

"As a broker," Eric says, "I take the time to ask the right questions, educate them on their requests for benefits, and pair them with a policy so they feel it's working for them when needed. There are many ways to save money, avoid large claims, and be comfortable with your plan."

Eric has been a broker for health insurance for about as long as he's played professional lacrosse (6 years). And in that time, he has learned how to navigate through the complex -- and sometimes downright frustrating -- healthcare coverage system.

To combat possible health insurance exasperation, Eric offers a few nuggets of wisdom, such as pairing your health benefits with supplements from a company called Ardina to utilize tele-doctors. Steps like this can help reduce costs.

Eric also reiterates that health insurance is not a "one size fits all" product; never has been. Different lifestyles require different insurance policies. For instance

Are copays important to you? Do you find relief in the knowledge that you can see your doctor for $40, or would you rather pay out of pocket and reduce your premiums? If you have ongoing conditions such as diabetes or asthma, stronger deductibles and higher premiums may save you money over the 12-month period.

Sharing this information with your broker -- if you're comfortable doing so -- can help ensure that you get the policy your unique lifestyle requires. InHealth Mutual, a nonprofit Ohio health insurance CO-OP, has many plan designs that fit those lifestyle-based needs.

So what exactly are the benefits of using a broker when looking into health insurance plans? As it turns out, there are a lot. Here's a quick list.

1) It's free
Yep. Free. No charge. Nada. Zilch.

2) Expert advice
Brokers can seek out tax credits, explains laws, and save premium/ deductible dollars

3) Budget and affordability sensitivity
Get the policy you need, for the price you want.

4) Broker = advocate
When health insurance issues arise (and they will arise), an extra layer of help is always great.

5) A broker can even help you sign up on healthcare.gov
Miraculous

There are lots of other ways working with a broker can bring a whole new level of ease, security, and effectiveness to your health-insurance-shopping process. You'll have to ask a broker to get a full list.

And who knows, you might just end up talking to one of the only professional-lacrosse-playing health insurance brokers in the world.

- - -

Find a broker today at www.inhealthohio.org.
(Check the "Help me find" button on the home page.)

Or If you're a business owner or non-profit organization director with 1-250 employees, call Eric directly (614) 323-4494. You can also email him at Eric.OBrien@lfg.com.

He'll be glad to help you out. (Just don't challenge him to a lacrosse game. He will destroy you.)



InHealth Mutual is a trade name of Coordinated Health Mutual, Inc.

col1_vertical_list_trending